Posted on September 2nd, 2011 by Renaldo Smith
Your bank is important. It’s the one place that you trust to hold on to some of the money that you work so hard for everyday. So now that you’re looking to find a new bank in Billings, MT, it’s essential that you avoid any mistakes that may steer you in the wrong direction. Thankfully, MovingCost.com is here to give you some trusted guidance. Here are the six mistakes you should avoid as you try to settle on a new bank.
Making the Popular Choice
When you needed help relocating to Billings, you found an excellent up-and-coming crew of movers on MovingCost.com. This goes to show you that sometimes the best options are under the radar. Instead of simply focusing on the well-known banks, do some research and take a look at all of the financial centers in your city. The perfect bank for you might just be one that you’ve never even heard of.
Overlooking Customer Service
Before we get into some of the other costly mistakes, let us just emphasize how important this one is. When you commit to a bank that has slow moving, rude employees, it will make doing everything more difficult than it has to be. Avoid long lines and ridiculous waits on the phone by choosing a bank with a top-notch customer service team.
Not Thinking About Location
Even if you hear about a bank that’s as amazing as it gets, it won’t really work out for you if there is only one branch in Billings. When you join a bank that has multiple locations, you will be able to easily access it when you’re at work, home, school or just hanging out with friends on the weekends. Various locations and flexible hours are a must!
Taking Fees Lightly!
If you use the ATM machine a lot, getting charged a couple bucks each time will quickly add up. While it may not seem like a big deal while you’re in a rush to get lunch, just wait until you check your bank statements at the end of the month. You should also beware of banks that are quick to impose hefty overdraft fees.
Living in the Moment
When you choose a bank, try to pick one that you can see yourself staying with for the rest of your life. What are the interest rates like? If you wanted to get a loan down the line to start your small business, how difficult would it be? Think ahead before you settle.
Choosing a Struggling Bank
Most people think that all banks are in good financial standing. This is a major misconception. Every year, there are tons of bank failures in America. By using websites like MyBankTracker, you will be able to make an informed decision and choose a quality bank.
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This entry was posted on Friday, September 2nd, 2011 at 6:00 am and is filed under Montana. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
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